{"id":103,"date":"2026-10-08T15:00:00","date_gmt":"2026-10-08T15:00:00","guid":{"rendered":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/?p=103"},"modified":"2026-10-08T15:00:00","modified_gmt":"2026-10-08T15:00:00","slug":"naples-ranks-third-for-hoa-burdens","status":"publish","type":"post","link":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/2026\/10\/08\/naples-ranks-third-for-hoa-burdens\/","title":{"rendered":"Naples Ranks Third for HOA Burdens"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/karen-castaneda\/florida-hoa-burdens-remotion-videos-d9fe\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who lives and works in Naples, I pay close attention to the unique factors that shape our real estate market. In 2025, Naples ranked third nationally for HOA burden, with median dues at $711 per month\u2014about 20% of typical mortgage costs. This figure comes from a national analysis comparing HOA dues to monthly principal and interest payments on a median-priced Naples home, assuming a 30-year loan at around 6% with 10% down.<\/p>\n<p>Our landscape of condo-heavy and new-construction communities means HOA fees are common, and recent changes like increased insurance and stricter inspection and reserve requirements have made these costs even more notable. Naples was included in a study of 300 metros where the share of listings with HOA fees exceeded the national average.<\/p>\n<p>If you\u2019re considering a move or investment in our area, understanding how HOA costs fit into your overall financial picture is key. My local expertise helps clients navigate these details\u2014ensuring you find the right home in a community that truly fits your needs.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who lives and works in Naples, I pay close attention to the unique factors that shape our real estate market. In 2025, Naples ranked third nationally for HOA burden, with median dues at $711 per month\u2014about 20% of typical mortgage costs. This figure comes from a national analysis comparing HOA dues to monthly [&hellip;]<\/p>\n","protected":false},"author":200,"featured_media":104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=103"}],"version-history":[{"count":1,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/103\/revisions"}],"predecessor-version":[{"id":105,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/103\/revisions\/105"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/media\/104"}],"wp:attachment":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}