{"id":106,"date":"2026-10-09T17:00:00","date_gmt":"2026-10-09T17:00:00","guid":{"rendered":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/?p=106"},"modified":"2026-10-09T17:00:00","modified_gmt":"2026-10-09T17:00:00","slug":"florida-renters-may-need-less-cash-to-buy-a-home-than-traditionally-expected","status":"publish","type":"post","link":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/2026\/10\/09\/florida-renters-may-need-less-cash-to-buy-a-home-than-traditionally-expected\/","title":{"rendered":"Florida Renters May Need Less Cash to Buy a Home Than Traditionally Expected"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Thinking about making the leap from renting to owning here in Florida? You might be surprised by how attainable homeownership can be. Many renters are finding that if you set aside about six months\u2019 worth of rent, and combine those savings with low-down-payment loan options\u2014plus possible seller or lender credits\u2014you could cover your down payment and closing costs. FHA and VA loans can lower upfront costs even further, and with VA loans, there are situations where no cash is needed at closing. Having guided so many clients through these steps in Naples and across Southwest Florida, I know how important it is to understand what\u2019s truly possible. If you\u2019re dreaming of a home in paradise, the path might be closer than you think.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.einnews.com\/pr_news\/848141040\/florida-renters-may-need-less-cash-to-buy-a-home-than-traditionally-expected\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Thinking about making the leap from renting to owning here in Florida? You might be surprised by how attainable homeownership can be. Many renters are finding that if you set aside about six months\u2019 worth of rent, and combine those savings with low-down-payment loan options\u2014plus possible seller or lender credits\u2014you could cover your down payment [&hellip;]<\/p>\n","protected":false},"author":200,"featured_media":107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/users\/200"}],"replies":[{"embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":1,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/106\/revisions"}],"predecessor-version":[{"id":108,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/106\/revisions\/108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/media\/107"}],"wp:attachment":[{"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.karencastanedafloridarealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}